Whether you are already insured and think you are paying too much in health insurance premiums or you have been uninsured for the past six months, you can search for and purchase a health insurance policy that is customized to you and your family's needs. A typical standard health insurance policy can have more than 50 services included. If you feel that you do not need certain coverages, ask agents at various health insurance companies about your options.
Unfortunately, 763,000 children in California are uninsured - a number that has been stagnant since 2003. California ranks 43rd out of 50 states on the percentage of children who are insured. Adults in California do not fare much better. Only 55% of employed Californians have employer-sponsored health coverage. It is getting increasingly difficult for workers in California to purchase health insurance for their families, much less for themselves.1
You may be young and healthy with the exception of the occasional cold, but you never know when illness or accident may strike you. Without health insurance, you are left paying all medical expenses, which add up quickly. In fact half of all bankruptcies filed are the result of medical debts. Each year, 18,000 die because lack of health insurance keeps them from seeking and/or receiving treatment. Health insurance is not as expensive as you may think, and the alternative is, well, hazardous.
Get free comparison quotes on California health insurance here.
1 Laird, John. Children's Universal Healthcare Legislation Approved by Assembly Committee, http://democrats.assembly.ca.gov/MEMBERS/A27/press/20070425AD27PR01.htm (2007).